“Applying for a Personal Loan-Money view”

 

 

Money View

money View is a leading digital lending platform that offers various types of loans to eligible borrowers. The platform aims to make credit accessible and affordable to all by using advanced algorithms and data analytics to assess the creditworthiness of borrowers and offer loans at competitive interest rates.

Money  View offers personal loans, business loans, medical loans, and education loans up to Rs. 5 lakhs with flexible repayment options ranging from 3 to 12 months. The loan application process is entirely online, and borrowers can track their application status and loan disbursement status on the platform.

To be eligible for a loan from Money View, the borrowers need to meet certain eligibility criteria, such as age, income, credit score, and provide necessary documents, such as ID proof, address proof, and income proof. Money View provides quick loan approval and disbursal, and the loan amount is transferred directly to the borrower’s bank account.

Money View also offers a loan calculator tool that helps borrowers to calculate the loan amount, interest rates, and EMIs. The platform has a user-friendly interface, and borrowers can access their account and apply for loans using the mobile app or website.

Overall, Money View is a reliable and convenient platform for those who need financial assistance to meet their personal or business requirements. With its hassle-free loan application process, quick disbursal, and flexible repayment options, MoneyView has become a popular choice for many borrowers in India.

Tabel of Content:

• Moneyview Login
• Loan eligibility criteria
• Types of loans
• Loan application process
• Money view interest rate ?
• Loan repayment
• Loan calculators
• Tips For Loan Approval
• Moneyview Funding
• Tips for loan approval
• Benefits of availing a loan from MoneyView
• Customer reviews
• Customer Care
• FAQ ?

How to Login Money view ?

To login to MoneyView, you need to follow these steps:

Visit the official website of MoneyView at www.moneyview.in.

Click on the “Login” button located at the top right corner of the homepage.

Enter your registered mobile number and password in the login form.

Click on the “Login” button to access your MoneyView account.

If you have forgotten your password, you can reset it by clicking on the “Forgot Password” link on the login page. You will need to provide your registered mobile number to receive an OTP (one-time password) to reset your password.

MoneyView account, you can create one by clicking on the “Sign Up” button on the login page. You will need to provide your personal and financial details and complete the KYC (know your customer) verification process to create a MoneyView account.

Loan Eligibility Criteria ?

Age: The borrower should be at least 21 years old and less than 57 years old at the time of applying for the loan.

Income: The borrower should have a minimum monthly income of Rs. 13,500 if living in Mumbai or Delhi, and Rs. 12,000 if living in other cities. The income requirement may vary based on the type of loan.

Credit score: The borrower should have a minimum credit score of 650 to be eligible for a loan from MoneyView.

Employment type: The borrower should be salaried or self-employed with a stable source of income.

Documents: The borrower should have a valid ID proof, address proof, and income proof documents such as salary slips or bank statements.

important to note that meeting the above eligibility criteria does not guarantee loan approval. MoneyView uses advanced algorithms and data analytics to assess the creditworthiness of borrowers, and the loan approval depends on various factors such as credit score, income, repayment history, etc.

Also, the eligibility criteria may vary depending on the type of loan, loan amount, and other factors. Hence, it is recommended to check the specific eligibility criteria for the loan type you are interested in before applying for a loan from MoneyView.

Types of Loans 

Personal Loans: Personal loans are unsecured loans that can be used for various personal expenses such as medical bills, travel expenses, wedding expenses, etc. MoneyView offers personal loans up to Rs. 5 lakhs with flexible repayment options ranging from 3 to 12 months.

Business Loans: Business loans are designed to meet the financial requirements of small and medium-sized businesses. MoneyView offers business loans up to Rs. 5 lakhs with flexible repayment options ranging from 3 to 12 months.

Medical Loans: Medical loans are designed to meet the financial requirements of medical expenses, such as hospital bills, surgery expenses, etc. MoneyView offers medical loans up to Rs. 5 lakhs with flexible repayment options ranging from 3 to 12 months.

Education Loans: Education loans are designed to meet the financial requirements of education expenses, such as tuition fees, accommodation fees, etc. MoneyView offers education loans up to Rs. 5 lakhs with flexible repayment options ranging from 3 to 12 months.

Read More:https://moneyfreetips.com/how-to-apply-hdfc-credit-card-online/

Loan Application Process ?

Visit the official website of MoneyView at www.moneyview.in.

Click on the “Apply Now” button located at the top right corner of the homepage.

Select the type of loan you are interested in, such as personal loan, business loan, medical loan, or education loan.

Fill in the loan application form with your personal, employment, and financial details, such as your name, mobile number, email ID, income, etc.

Upload the necessary documents, such as ID proof, address proof, and income proof documents.

Review and submit your loan application.

Wait for the loan approval decision. MoneyView usually takes a few minutes to process the loan application.

If your loan application is approved, sign the loan agreement digitally and provide your bank details.

Once you sign the loan agreement, MoneyView will disburse the loan amount directly to your bank account within a few hours.

Moneyview Interest Rate ?

Personal Loans: The interest rates for personal loans offered by MoneyView range from 16% to 36% per annum, depending on the borrower’s credit score and other factors.

Business Loans: The interest rates for business loans offered by MoneyView start from 18% per annum, depending on the borrower’s credit score and other factors.

Two-Wheeler Loans: The interest rates for two-wheeler loans offered by MoneyView start from 18% per annum, depending on the borrower’s credit score and other factors.

Car Loans: The interest rates for car loans offered by MoneyView start from 12% per annum, depending on the borrower’s credit score and other factors.

Loan Repayment ?

Once your loan application is approved, MoneyView will provide you with a loan agreement that outlines the loan amount, interest rate, and repayment tenure.

You can choose the repayment tenure that suits your financial requirements and repayment capacity. MoneyView offers flexible repayment options ranging from 3 to 12 months.

MoneyView will provide you with a repayment schedule that specifies the EMI (Equated Monthly Installment) amount and the due date for each installment.

You can repay your loan online through the MoneyView website or mobile app using your debit card, UPI, or net banking.

You can also set up an auto-debit mandate from your bank account to ensure that the EMI is deducted automatically on the due date.

If you miss an EMI payment, MoneyView will charge a penalty fee and may report the late payment to the credit bureau, which can affect your credit score.

Once you complete the loan repayment, MoneyView will provide you with a loan closure certificate.

Loan Calculators

MoneyView offers loan calculators on its website and mobile app to help borrowers estimate their loan EMI (Equated Monthly Installment), total interest payable, and repayment schedule. Here are the loan calculators offered by MoneyView.

Personal Loan EMI Calculator: This calculator helps you estimate your monthly EMI based on the loan amount, interest rate, and repayment tenure.

Business Loan EMI Calculator: This calculator helps you estimate your monthly EMI for a business loan based on the loan amount, interest rate, and repayment tenure.

Medical Loan EMI Calculator: This calculator helps you estimate your monthly EMI for a medical loan based on the loan amount, interest rate, and repayment tenure.

Education Loan EMI Calculator: This calculator helps you estimate your monthly EMI for an education loan based on the loan amount, interest rate, and repayment tenure.

Personal Loan Interest Calculator: This calculator helps you estimate the total interest payable on your personal loan based on the loan amount, interest rate, and repayment tenure.

Business Loan Interest Calculator: This calculator helps you estimate the total interest payable on your business loan based on the loan amount, interest rate, and repayment tenure.

Medical Loan Interest Calculator: This calculator helps you estimate the total interest payable on your medical loan based on the loan amount, interest rate, and repayment tenure.

Education Loan Interest Calculator: This calculator helps you estimate the total interest payable on your education loan based on the loan amount, interest rate, and repayment tenure.

Tips for Loan Approval

Maintain a good credit score: Your credit score is a major factor that lenders consider when evaluating your loan application. A high credit score indicates that you have a good credit history and are a responsible borrower. So, make sure to maintain a good credit score by paying your bills on time, keeping your credit utilization low, and avoiding defaulting on loans.

Ensure a stable income: Lenders want to ensure that you have a stable income source to repay the loan. So, it’s important to have a steady income and employment history. If you are a self-employed professional, make sure to have a steady income and maintain proper financial records.

Keep your debt-to-income ratio low: Lenders evaluate your debt-to-income ratio (DTI) to determine your ability to repay the loan. A high DTI indicates that you are already burdened with too much debt, which could affect your loan approval chances. So, try to keep your DTI ratio low by paying off existing debts and avoiding new ones.

Provide accurate and complete information: Make sure to provide accurate and complete information on your loan application, including your personal and financial details. Any discrepancies or incomplete information can raise red flags and affect your loan approval chances.

Choose the right lender: Different lenders have different eligibility criteria and requirements for loan approval. So, research different lenders and choose the one that best fits your loan requirements and eligibility criteria.

Apply for the right loan amount: Applying for a loan amount that is within your repayment capacity can increase your chances of loan approval. Applying for a higher loan amount than you can repay can lead to loan rejection.

Provide collateral: If you are applying for a secured loan, providing collateral such as property or assets can increase your loan approval chances.

moneyview funding

MoneyView is a lending platform that provides personal, business, two-wheeler, and car loans to individuals and businesses. The company raises funds from various sources to fund its lending operations. Here are the sources of funding.

Equity funding: MoneyView has raised several rounds of equity funding from investors like Ribbit Capital, SAIF Partners, and Bertelsmann India Investments. These funds help the company expand its operations and offer new loan products to its customers.

Debt funding: MoneyView also raises debt funding from banks and financial institutions to fund its lending operations. These funds are used to disburse loans to borrowers and earn interest on the loans.

Securitization: MoneyView also uses securitization as a source of funding. Securitization is the process of pooling together a portfolio of loans and selling them to investors as securities. This helps the company raise funds and manage its liquidity.

Benefits of availing a Loan from MoneyView

Quick and hassle-free application process: The loan application process on MoneyView is quick, easy, and hassle-free. You can apply for a loan online from the comfort of your home, without the need for any physical documentation.

Competitive interest rates: MoneyView offers competitive interest rates on its loans, making it affordable for borrowers to repay the loan.

Flexible repayment options: MoneyView offers flexible repayment options, allowing borrowers to choose their repayment tenure and EMI amount as per their convenience.

No collateral required: MoneyView offers unsecured loans, which means you do not need to provide any collateral or security to avail of the loan.

High loan amounts: MoneyView offers high loan amounts of up to Rs. 5 lakh for personal loans and up to Rs. 10 lakh for business loans, making it suitable for various financing needs.

Easy eligibility criteria: MoneyView has easy eligibility criteria for loan approval, making it accessible for a wide range of borrowers.

Quick loan disbursal: Once your loan is approved, the loan amount is disbursed quickly to your bank account, allowing you to meet your financing needs without any delay.

Customer reviews

As an AI language model, I don’t have access to the latest customer reviews of MoneyView. However, you can check the reviews of MoneyView on various review websites like Trustpilot, Google Reviews, and other social media platforms. This can give you an idea about the experiences of other customers who have availed loans from MoneyView.

It’s always a good practice to read reviews from multiple sources to get a balanced view of the lender’s services and customer support. You can also check the testimonials and reviews on the MoneyView website, which can give you an insight into the experiences of their existing customers.

Additionally, you can also ask for recommendations from your friends or family members who may have availed a loan from MoneyView or any other lender. This can give you a more personalized and reliable review of the lender’s services.

Money view customer care ?

MoneyView has a customer care team to assist its customers with their queries and concerns. Here are the ways to contact MoneyView customer care:

Call: You can call the MoneyView customer care number at 080 4569 2002 between 9:30 AM to 6:30 PM from Monday to Saturday. You can speak to a customer care executive and get your queries resolved.

Email: You can also email your queries to support@moneyview.in, and the MoneyView team will respond to your email as soon as possible.

In-app chat: MoneyView also has an in-app chat feature that allows you to chat with their customer care executives and get your queries resolved in real-time.

Social media: You can also reach out to MoneyView on their social media handles like Twitter, Facebook, and Instagram, and their customer care team will assist you with your queries.

Help Center: MoneyView also has a comprehensive Help Center on its website that contains answers to frequently asked questions, which can help you resolve your queries quickly.

Frequently Asked Questions ?

1.What types of loans does MoneyView offer?

MoneyView offers a range of loans, including personal loans, business loans, medical loans, and education loans.

2.What is the minimum and maximum loan amount that one can avail from MoneyView?

The minimum loan amount that one can avail from MoneyView is Rs. 10,000, and the maximum loan amount is Rs. 5 lakhs.

3.What is the eligibility criteria to apply for a loan from MoneyView?

The eligibility criteria for a loan from MoneyView vary depending on the type of loan you are interested in. Generally, you must be a salaried individual or a self-employed professional with a minimum age of 21 years and a minimum income of Rs. 15,000 per month.

4.What is the loan repayment tenure offered by MoneyView?

MoneyView offers flexible repayment tenure ranging from 3 to 12 months, depending on the type of loan and loan amount.

5.How long does it take for MoneyView to process a loan application?

MoneyView usually takes a few minutes to process a loan application and provides a loan approval decision within 30 minutes.

6.What are the documents required to apply for a loan from MoneyView?

The documents required to apply for a loan from MoneyView include ID proof, address proof, income proof, and bank statements.

7.Can I prepay my loan from MoneyView?

Yes, you can prepay your loan from MoneyView without any prepayment charges.

8.What is the interest rate charged by MoneyView on its loans?

The interest rate charged by MoneyView on its loans varies depending on the type of loan, loan amount, and borrower’s creditworthiness.